How A Pedestrian Accident Lawyer Deals With Insurance Companies

Being struck by a vehicle as a pedestrian is a traumatic experience that can leave lasting physical and emotional damage. Unfortunately, dealing with insurance companies afterward can be just as stressful. While insurers often advertise that they’re “on your side,” their primary goal is to protect their bottom line — not to ensure you receive maximum compensation. That’s where a pedestrian accident lawyer comes in.

An experienced attorney knows exactly how to deal with insurance companies and can shield you from the tactics they use to undervalue or deny your claim. Here’s how a pedestrian accident lawyer levels the playing field.

Managing All Communications

After a pedestrian accident, the at-fault driver’s insurance company may contact you for a statement. What you say — even casually — can be used against you later. A pedestrian accident lawyer handles all communications with insurance adjusters to prevent you from accidentally saying something that could harm your case.

By letting your lawyer speak on your behalf, you avoid the traps insurers set to minimize liability.

Investigating The Accident Thoroughly

Insurance companies often try to place blame on the pedestrian to reduce payouts. A skilled lawyer will investigate the accident thoroughly to gather evidence that supports your version of events. This may include:

• Surveillance or dash cam footage

• Police reports

• Eyewitness statements

• Medical records

• Accident reconstruction expert analysis

By building a solid case backed by evidence, your lawyer can push back against unfair blame and strengthen your claim.

Calculating The True Value Of Your Claim

As our friends from Law Firm of Edward Blinder, PLLC can attest, insurance adjusters commonly offer quick settlements that fall far short of what your case is truly worth. They hope you’ll accept without realizing the full extent of your losses.

A pedestrian accident attorney will carefully assess all your damages, including:

• Medical expenses (current and future)

• Lost wages and reduced earning capacity

• Pain and suffering

• Permanent disability or disfigurement

• Emotional trauma

Your lawyer’s goal is to ensure any settlement fully reflects your physical, emotional, and financial damages — not just the ones the insurer is willing to pay for.

Negotiating Aggressively On Your Behalf

Insurance companies are skilled negotiators. Without legal representation, it’s easy to get pushed into accepting a low offer. Pedestrian accident lawyers understand the insurer’s strategies and use that knowledge to negotiate assertively on your behalf.

They’ll present compelling evidence and demand fair compensation — and if the insurance company refuses to settle reasonably, your lawyer will be prepared to take the case to court.

Fighting Denied Or Delayed Claims

If your claim is wrongfully denied or delayed, your attorney can intervene. Sometimes, insurers claim lack of evidence, shift blame, or cite policy limitations. A pedestrian accident lawyer will challenge these excuses and fight for the benefits you deserve under the law.

Insurance companies have experienced legal teams and adjusters working to reduce their liability. If you try to handle your claim alone, you’re at a serious disadvantage. A pedestrian accident lawyer not only protects your rights but also ensures you don’t leave money on the table.

If you’ve been injured in a pedestrian accident, don’t go up against the insurance company alone. Contact a knowledgeable attorney who can deal with them on your behalf — and fight for the compensation you truly deserve.