Unfortunately, most vehicle owners buy auto-insurance without knowing the material terms contained in their policy. I hear it every day. They know it is required by the State, and they purchase it-usually under time constraints-without consideration of the numerous options at their disposal to customize said coverage. Given the thousands of dollars that individuals and families spend, that is rather surprising. Given the potential exposure you may face, or money you may lose out on during a difficult time, that is rather incredible. If you are unable to recite your coverage and understand what it means without looking, then this is your wake-up call.
Estate Planning, Elder Law and Medicaid/Title 19 During COVID
As the COVID pandemic reaches the six-month mark, the BPSLawyers Estate Planning and Elder Law Department continues to be busy serving clients, existing and new, through a variety of methods. As an essential business under the Governor's executive orders we have stayed open during the crisis. We are utilizing phone conferencing, various video conferencing tools, and socially distanced in person conferences to serve the needs of clients in virtually any situation. Using these tools and following the Governor's guidelines authorizing remote document execution, including remote witnessing, notarization and recording where needed, we have been able to conference with clients, discuss their goals and needs, explain options and recommendations, and proceed to preparation and execution of appropriate documents to prepare clients for whatever situation they may face or be concerned about. Even clients confined as residents of nursing facilities, assisted living, or hospital settings, with strict prohibitions against in person visitations, have been able to effectively conference with our attorneys, and to make and execute plans necessary to carry out their wishes. It has been possible to accomplish clients' legal objectives without physical meetings or in the privacy of a client's own home. Often this may involve review of existing plans in need of modification to reflect changes in family situations, asset ownership or client goals as time has passed.
