Representation of Lenders
For over twenty years, Brown Paindiris & Scott has maintained a major foreclosure practice throughout the State of Connecticut, representing the largest banks in the state, government lenders, and community and local banks. Many businesses are unsure of their rights when confronted with a customer or client who files bankruptcy. We insure that their rights to collect what they are owed are protected to the maximum extent allowed by law.
In the event that a borrower files a bankruptcy proceeding, our firm has extensive experience in all facets of bankruptcy and bankruptcy litigation, including claims litigation, contested confirmation hearings, relief from stay litigation, post – confirmation default, and all other related matters, including the significant changes brought about by the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005. Our experience in both foreclosure and bankruptcy allows our firm to provide seamless representation to lenders.
We also provide comprehensive representation regarding distressed loans. In additional to our foreclosure practice, we handle deeds-in-lieu of foreclosure, loan workouts, deficiency judgments, title review, and eviction. Our attorneys are intimately familiar with local procedures for foreclosures, both contested and uncontested. We know the importance of a foreclosing lender quickly gaining possession of a foreclosed property, whether through ejectment in the foreclosure proceedings itself, or through summary process in housing court.
Brown, Paindiris & Scott has represented state and federal government lenders and holders of government-guaranteed loans for decades. We know the importance of strict adherence to regulatory guidelines in HUD, VA and other governmental foreclosures. Our significant experience in obtaining possession of property post-judgment is particularly important in government guaranteed loans, since property usually must be vacant before it can be conveyed to the guarantor. Our extensive real estate transaction practice that gives us the capacity to efficiently close conveyances to government guarantors, and to handle the subsequent sales by the guarantors.
Representation of Individuals
Bankruptcy
The emphasis of our indivdiual bankruptcy practice is on the representation of individuals in Chapter 7 proceedings, where we assist persons in difficult financial situations. The vast majority of our bankruptcy clients are hard-working individuals who for one reason or another find themselves in a situation they never envisioned, being unable to pay their bills, often after struggling and agonizing over the problem for long periods of time.
We help our clients get back on their feet immediately by stopping creditors’ calls and letters, and eliminating the client’s debts, while at the same time allowing them to keep most if not all of their property, including their most hard-earned possessions like their homes, their pensions and their automobiles.